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NBFC-Upper Layer Classification aur Tata Sons: RBI ka Scale-Based Regulation Framework

Chai pe kahani style mein — kal RBI ne 2026-27 ki NBFC-Upper Layer list nikaali, aur usmein ek naam aisa hai jo wahaan rehna hi nahi chahta. Tata Sons ke liye UL ka matlab hai listing, aur listing ka matlab hai 66% wale charitable trusts ka control dheela pad jaana. Us ek ladai ke through: bank aur NBFC ka fark, IL&FS-DHFL ke baad bana Scale Based Regulation ka four-layer pyramid, CIC ka 90/60 rule, aur NHB se RBI tak HFC regulation ka safar.